Shopping Savings This Holiday Season

Refinancing and consolidating debt has been hot in the mortgage industry this fall!  Everyone, it seems, is looking for ways to lighten their debt-load and stretch their dollars as much as possible. 

Since Christmas really is just around the corner, I decided to do some research on where to find great deals this season.  How best to save money than to look for freebies and coupons.  I'm sure you've seen a few popular coupon sites pop up in the past few months (eg. Groupon.com, LivingSocial.com).  Well here is a list of many more such sites that offer daily specials in Calgary and area.  Just sign up at each site and receive daily emails  I've already found great deals for Christmas, maybe you will too!

www.wagjag.com
www.groupon.com/calgary
www.dealfind.com/calgary
www.dealoftheday.redflagdeals.com/deal/calgary
www.teambuy.ca/calgary
www.stealthedeal.com/calgary

http://calgary.flyerland.ca/
http://livingsocial.com
http://www.simplyfrugal.ca/

http://goodnews.com
http://clyqit.com/calgary
http://onespout.com
http://www.dealzies.ca/



Happy shopping!

What Can A Mortgage Professional Do For You?

With the numerous benefits involved in working with a mortgage professional, it is interesting to me that so many individuals still have no idea what it is they do.

A mortgage professional works on your behalf to find the very best rates available to suit your specific situation.  A huge percentage of the population is content to take whatever interest rates their financial institution is willing to offer without even considering there may be a better rate out there for them.  Did you know a mortgage professional will almost always be able to get a better rate?  Why, you ask?  It's simple, really.  The mortgage associate/broker does a large volume of mortgage deals each month and lenders are willing to offer them volume discounts and the ability to buy down interest rates.  The savings to a consumer can be quite substantial. 

Finding the best rate is a mortgage professional's primary focus and the best part is that in most cases you do not pay him/her for services rendered.  A mortgage associate/broker is paid directly by the lender. 

Next time you are in the position to buy a new house, refinance, consolidate or purchase investment property, a mortgage professional could be your closest ally!